WHAT WE DO

VEHICLE, HOUSE AND BUSINESS INSURANCE

Why do I need to be insured for my vehicle, house and business?

With today’s climate changes, the increase rate in crime and accidents, it is necessary to know that you are covered for those events and you will be restored to your former state. Cover available for:

• Car insurance – To cover in the event of an accident, Theft and fire…
• Building and Household Insurance – Covers for the event of Break-in and theft. Damage caused by fire, storms, lightning etc.
• Portable insurance – Smash and grabs and petty theft has become an everyday event. Covers for example – Tablets, Cell phones, Laptops etc.
• Leisure Insurance – Covers watercraft and motorcycles through to caravans etc.

LIFE INSURANCE

Our lives are precious, and since we only have one, we need to consider the impact it has on others, such as our spouses and children. As we get older, our health deteriorates.

At Pecinia Brokers we can offer the following products:

• Death cover – Helps protect your loved ones financially if you were to die.
• Disability and Functional impairment cover – Compensate you financially if you are disabled by accident or illness and unable to perform your occupation and/or daily activities.
• Illness/Trauma cover – In the event of a severe illness. For example, if by any tragedy, you should get cancer or a heart attack, stroke etc. This cover will help you financially by paying out a lumpsum the help you cover medical expenses and/or help with bills or alterations that need to be made.
• Funeral cover – It is important to your family as there are immediate expenses and death. Without available funds, it could cause financial distress in an already very emotional time for your family.
• Retrenchment cover – I today’s economy more people are losing their jobs or get retrenched because businesses must reduce staff of closes. Therefore, Retrenchment cover is important to cover 70% of your income in the event of retrenchment.

FINANCIAL PLANNING

Estate Planning involves so much more that just draft of a will.

Estate planning touches on many areas, and involves not only planning for death, but also planning during your lifetime – from financial planning, health planning, matrimonial property regime planning, income tax and business planning, to offshore and retirement planning – all of which should form part of any.